{"id":520,"date":"2026-03-14T18:42:53","date_gmt":"2026-03-14T22:42:53","guid":{"rendered":"https:\/\/ecodentaire.com\/?p=520"},"modified":"2026-03-16T13:19:55","modified_gmt":"2026-03-16T17:19:55","slug":"dental-insurance-ramq-montreal","status":"publish","type":"post","link":"https:\/\/ecodentaire.com\/en\/dental-insurance-ramq-montreal\/","title":{"rendered":"Dental Insurance RAMQ Montreal: What Is Covered &#038; How to Save?"},"content":{"rendered":"\n<p><strong>Dental insurance and RAMQ in Montreal<\/strong> is a topic that confuses many patients. Understanding what Quebec&#8217;s public health plan covers \u2014 and what requires private insurance \u2014 can save you hundreds of dollars each year. \u00c9codentaire Clinic helps patients navigate dental coverage options at every visit.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Does RAMQ Cover Dental Care in Quebec?<\/h2>\n\n\n\n<p>Quebec&#8217;s public health insurance plan (RAMQ) covers dental care only in very limited circumstances. Most dental treatments \u2014 including routine cleanings, fillings, and crowns \u2014 are NOT covered by RAMQ for adults.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">What RAMQ Does Cover (Limited Situations)<\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Children under 10:<\/strong> basic dental care including extractions, fillings, and urgent treatment<\/li>\n\n\n\n<li><strong>Social assistance recipients:<\/strong> limited coverage for basic treatments<\/li>\n\n\n\n<li><strong>Oral surgery in hospital:<\/strong> when performed under general anesthesia for medical reasons<\/li>\n\n\n\n<li><strong>Dental emergencies related to accidents:<\/strong> some coverage when linked to trauma<\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\">What RAMQ Does NOT Cover for Adults<\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Routine dental cleanings and examinations<\/li>\n\n\n\n<li>X-rays and periodontal treatments<\/li>\n\n\n\n<li>Fillings, crowns, bridges<\/li>\n\n\n\n<li>Orthodontics (braces, Invisalign)<\/li>\n\n\n\n<li>Teeth whitening and cosmetic dentistry<\/li>\n\n\n\n<li>Implants and dentures (with rare exceptions)<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\">Private Dental Insurance in Quebec: What It Covers<\/h2>\n\n\n\n<p>Most Quebecers rely on private dental insurance through their employer or purchased independently. Coverage varies widely by plan, but typical packages include:<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">Basic Coverage (Most Plans)<\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Dental exams: 80\u2013100% covered<\/li>\n\n\n\n<li>Cleanings (prophylaxis): 1\u20132 per year, 80% covered<\/li>\n\n\n\n<li>X-rays: 80% covered annually<\/li>\n\n\n\n<li>Basic fillings (amalgam): 80% covered<\/li>\n\n\n\n<li>Extractions: 80% covered<\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\">Major Restorative (Better Plans)<\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Composite fillings: 50\u201380% covered<\/li>\n\n\n\n<li>Crowns and bridges: 50% covered (after waiting period)<\/li>\n\n\n\n<li>Root canals: 50\u201380% covered<\/li>\n\n\n\n<li>Dentures: 50% covered<\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\">Orthodontics (Premium Plans)<\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Braces or Invisalign: $1,000\u2013$2,500 lifetime maximum<\/li>\n\n\n\n<li>Usually 50% coverage up to maximum<\/li>\n\n\n\n<li>Typically requires a waiting period of 12 months<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\">Average Dental Costs in Montreal (Without Insurance)<\/h2>\n\n\n\n<figure class=\"wp-block-table\"><table><thead><tr><th>Treatment<\/th><th>Average Cost (Montreal)<\/th><\/tr><\/thead><tbody><tr><td>Dental exam + X-rays<\/td><td>$100\u2013$200<\/td><\/tr><tr><td>Professional cleaning<\/td><td>$100\u2013$250<\/td><\/tr><tr><td>White filling (composite)<\/td><td>$150\u2013$400<\/td><\/tr><tr><td>Root canal (molar)<\/td><td>$900\u2013$1,500<\/td><\/tr><tr><td>Crown (porcelain)<\/td><td>$1,200\u2013$2,000<\/td><\/tr><tr><td>Tooth extraction<\/td><td>$150\u2013$350<\/td><\/tr><tr><td>Wisdom tooth removal<\/td><td>$300\u2013$600<\/td><\/tr><tr><td>Invisalign full treatment<\/td><td>$5,000\u2013$8,000<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<h2 class=\"wp-block-heading\">How to Reduce Your Dental Costs Without Insurance<\/h2>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Preventive care:<\/strong> regular cleanings prevent expensive treatments later<\/li>\n\n\n\n<li><strong>Payment plans:<\/strong> \u00c9codentaire offers flexible payment arrangements<\/li>\n\n\n\n<li><strong>Tax deductions:<\/strong> dental expenses can be claimed on Canadian tax returns (medical expense credit)<\/li>\n\n\n\n<li><strong>Student dental programs:<\/strong> check university clinics for reduced-cost treatments<\/li>\n\n\n\n<li><strong>Comparison shopping:<\/strong> get quotes from multiple clinics for major treatments<\/li>\n<\/ul>\n\n\n\n<p>Have questions about dental coverage in Montreal? Our team at <a href=\"https:\/\/ecodentaire.com\/en\/contact\/\">\u00c9codentaire<\/a> helps you understand your insurance benefits and maximize your coverage:<\/p>\n\n\n\n<p>\ud83d\udccd <strong>\u00c9codentaire Concordia Atwater:<\/strong> 1801 Maisonneuve Ouest, Suite 730 \u2014 <a href=\"tel:5149333641\">(514) 933-3641<\/a><br>\ud83d\udccd <strong>\u00c9codentaire Outremont:<\/strong> 6100 Avenue du Bois\u00e9 \u2014 <a href=\"tel:5145046060\">(514) 504-6060<\/a><\/p>\n\n\n<div id=\"rank-math-faq\" class=\"rank-math-block\">\n<div class=\"rank-math-list \">\n<\/div>\n<\/div>","protected":false},"excerpt":{"rendered":"<p>Dental insurance and RAMQ in Montreal is a topic that confuses many patients. Understanding what Quebec&#8217;s public health plan covers \u2014 and what requires private insurance \u2014 can save you hundreds of dollars each year. \u00c9codentaire Clinic helps patients navigate dental coverage options at every visit. Does RAMQ Cover Dental Care in Quebec? Quebec&#8217;s public [&hellip;]<\/p>\n","protected":false},"author":5,"featured_media":185,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_jetpack_memberships_contains_paid_content":false,"footnotes":""},"categories":[1],"tags":[],"class_list":["post-520","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-non-categorise"],"jetpack_featured_media_url":"https:\/\/ecodentaire.com\/wp-content\/uploads\/2025\/01\/dentistes-a-montreal-ecodentaire-regime-d-assurance-du-quebec.png","jetpack_sharing_enabled":true,"_links":{"self":[{"href":"https:\/\/ecodentaire.com\/en\/wp-json\/wp\/v2\/posts\/520","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/ecodentaire.com\/en\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/ecodentaire.com\/en\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/ecodentaire.com\/en\/wp-json\/wp\/v2\/users\/5"}],"replies":[{"embeddable":true,"href":"https:\/\/ecodentaire.com\/en\/wp-json\/wp\/v2\/comments?post=520"}],"version-history":[{"count":0,"href":"https:\/\/ecodentaire.com\/en\/wp-json\/wp\/v2\/posts\/520\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/ecodentaire.com\/en\/wp-json\/wp\/v2\/media\/185"}],"wp:attachment":[{"href":"https:\/\/ecodentaire.com\/en\/wp-json\/wp\/v2\/media?parent=520"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/ecodentaire.com\/en\/wp-json\/wp\/v2\/categories?post=520"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/ecodentaire.com\/en\/wp-json\/wp\/v2\/tags?post=520"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}